Now on iPhone

The app that tells you what your spending is about to cost you.

Scan a receipt or say it out loud. Kioku remembers — then warns you when a warranty is expiring, a subscription creeps up, or something you bought just dropped in price.

Get early access Launching soon on iPhone · Free · no bank login
Heads up Your music subscription renews Thursday — it quietly went up $2 in March.
Still returnable The jacket you bought on the 3rd is $40 cheaper today.
Kioku home screen showing July spending, an insight about coffee spending, and recent purchases
Why Kioku exists

The money you lose isn't the money you notice

The warranty ran out three weeks before the thing broke.
The subscription went up $4 and renewed eleven more times.
The jacket went on sale four days into a thirty-day return window.
How it works

Capture in seconds, get told for years

01

Capture

Scan, speak or type. One button on the home screen, a few seconds of your day.

02

Get told

Warranties, renewals, restock timing and price drops surface on their own.

03

Just ask

Talk or type to Kioku about any of it — and set a reminder while you're there.

Capture

Scan it.

Or just say it.

Or type it in.

Scan · 01

Point it at a receipt

Auto-capture grabs it in about three seconds. No cropping, no retakes.

Scan · 02

Every line, read for you

Items, totals and dates extracted automatically — done in a couple of seconds.

Scan · 03

One glance, one tap

Sure lines save themselves. Uncertain ones are flagged so you fix only what needs fixing.

Say it · 01

“Twelve fifty for lunch”

Merchant, amount, card — heard and filled in while you keep walking.

Say it · 02

It listens like a person

Got something wrong? Just say so — the card fixes itself on screen, live.

Type it · 01

Four taps and done

Amount, merchant, category — a quick keypad for the moments talking isn’t an option.

Live correction“…not $24.98 — $24.94”
Category fixed“actually that’s dining out, not groceries”
Scanning a grocery receipt with auto-capture Receipt being read and itemized automatically Review screen with per-field confidence Voice capture screen updating live as you speak Quick manual entry keypad for a new transaction
Insights

A memory that speaks up

Every capture makes the next alert smarter. This is the part no bank feed can do.

Where the month went

Categories, pace against last month, and the highlights worth knowing.

Insights screen: category totals and month-over-month changes

Budgets that speak up

Progress at a glance — and a heads-up before you land over.

Budgets screen with a proactive overspend alert

Warranty tracker

Reads the purchase date off the receipt and tells you before cover ends.

Recurring bills

Spots the monthly ones, flags the ones that quietly went up.

Purchase rhythm

Learns how often you rebuy something and nudges you at the right time.

Return windows

Knows what’s still returnable and how many days you have left.

Insights in practice

What Kioku actually tells you

One sentence, one action. No charts to interpret, no guilt.

Your espresso machine's warranty ends in 21 days. Register it or extend?
Your music subscription renews Thursday — it quietly went up $2 in March.
You usually buy contact lenses every 34 days. It's been 39.
The jacket you bought on the 3rd is $40 cheaper today — and still returnable.
Coffee is $23 lighter than usual this month.
Community insights

Every Kioku user makes yours smarter

Anonymous, aggregated price signals across the community — so Kioku can tell you something your own receipts never could.

Price-drop alerts on things you already bought and can still return
What the same item costs three blocks away
When a staple's price is rising everywhere, not just for you
Ask Kioku chat: upcoming renewals and budget status answered in plain language
Ask Kioku

Talk to it, or type to it

A finance assistant that knows your actual purchases — and can set the reminder for you.

Is my laptop still under warranty?
Yes — until 12 March 2027. Receipt attached.
Remind me a month before it ends.
Set for 12 February 2027. I'll also flag it if the price of cover drops.
Privacy

Your money, none of our business

No bank login Never sold to anyone Encrypted sync Community data anonymised Delete everything, any time

Kioku never asks for your bank credentials, and your data is never sold or shared with advertisers. Your history lives in your encrypted account, AI is used for two things — making sense of a hard-to-read receipt and answering the questions you ask — and community price signals are aggregated with your name nowhere near them.

Pricing

One plan, everything included

No tiers to compare, no features held back.

Launch pricing
$7.99/month
  • Unlimited captures — scan, voice or type
  • Warranty, renewal and return-window alerts
  • Ask Kioku about anything you’ve bought
  • Community price signals
  • Encrypted sync — delete everything, any time
Get early access

Cancel anytime.

Coming soon to iPhone

Be first in line when Kioku launches

Leave your email and we'll send you one message on launch day — early access, nothing else.

No spam, no sharing — just one email when Kioku is ready.