Now on iPhone · Launching soon

Your receipts owe you money.

Scan a receipt once. Kioku remembers the return window, the warranty, and the price you paid, then reminds you before every deadline that’s worth money.

Get early access Launching soon on iPhone · No bank login · Pays for itself
Still returnable The jacket from the 3rd can go back until Friday. Receipt attached.
Heads up Your espresso machine’s warranty ends in 21 days. Register or extend?
Kioku home screen showing July spending, an insight about coffee spending, and recent purchases
Why Kioku exists

You didn’t overspend. You just forgot.

You spot the soundbar on sale for $60 less than you paid.

With Kioku
You’re 2 days inside the price-match window. Receipt attached. Go get your $60.

The jacket didn’t fit right. You meant to return it. The 30 days go by like they always do.

With Kioku
Return window closes Saturday. Still have the tags on?

The cordless vacuum dies, and you have no idea if it’s still covered.

With Kioku
Warranty runs through November 12. Here’s the receipt, go claim it.

None of this shows up in a budgeting app. It’s not spending. It’s money waiting on a deadline, and there’s probably some in your last big receipt.

How it works

One scan when you buy. Kioku handles the rest.

01

Scan the receipt

Point your camera at it in the parking lot. Itemized and filed in seconds.

02

Kioku sets the clocks

Return window, price-match window, warranty. Every deadline attached to the item, counting down without you.

03

Get told in time

A reminder before each window closes, while you can still do something about it. Not a chart. A sentence with a deadline.

Ask Kioku chat answering a question about a past purchase in plain language
Ask Kioku

The question you ask standing in the aisle

You’re in the warehouse. The soundbar you bought in January is on sale for $60 less than you paid. Is it worth walking to the counter?

When did I buy my soundbar?
January 14 at Costco, $219.99. The price-match window has passed, but you’re still inside the 1-year return window. Your receipt is attached. Worth asking at the counter.

No digging through purchase history. No guessing at policy windows. One question, one answer, and the receipt ready before you reach the counter.

Capture

Ten seconds in the parking lot

The price of never missing a window is one scan per shopping trip. Here’s how cheap we’ve made it.

Scan it.

Or just say it.

Or type it in.

Scan · 01

Point it at a receipt

Auto-capture grabs it in about three seconds. No cropping, no retakes.

Scan · 02

Every line, read for you

Items, totals and dates are extracted automatically in a couple of seconds.

Scan · 03

One glance, one tap

Sure lines save themselves. Uncertain ones are flagged so you fix only what needs fixing.

Say it · 01

“Twelve fifty for lunch”

Merchant, amount and card, all heard and filled in while you keep walking.

Say it · 02

It listens like a person

Got something wrong? Just say so, and the card fixes itself on screen, live.

Type it · 01

Four taps and done

Amount, merchant, category: a quick keypad for the moments talking isn’t an option.

Live correction“…not $24.98, $24.94”
Category fixed“actually that’s dining out, not groceries”
Scanning a grocery receipt with auto-capture Receipt being read and itemized automatically Review screen with per-field confidence Voice capture screen updating live as you speak Quick manual entry keypad for a new transaction
In practice

Alerts that are worth interrupting you for

One sentence, one action. No charts to interpret, no guilt.

Return window on the running shoes closes Thursday. Still have the box?
You're 6 days into Best Buy's 15-day price-match window on the TV. If you spot it cheaper anywhere, now's the time to check.
Your espresso machine's warranty ends in 21 days. Register it or extend it before it lapses.
You usually buy contact lenses every 34 days. It's been 39.

Everything else your receipts unlock

Kioku isn’t a second app to run next to your expense tracker. It replaces it. The usual tracking is all here. It’s just not why you’ll open the app.

Where the month went

Categories, totals, and pace against last month, built from what you actually bought. “Coffee is $23 lighter than usual this month.”

Recurring bills

Spots the monthly ones, flags the ones that quietly went up.

Budgets that speak up

A heads-up before you land over, not a report after.

Receipt archive & export

Every receipt searchable, attached, and yours to take.

Pricing

The membership math you already believe in

You pay $65 a year for a warehouse membership because it pays for itself. Kioku is the same bet, for less.

Launch pricing · under $5/mo
$4.99/mo

Kioku Annual. Billed once a year at $59.99.

$3 less per month than the monthly plan

Get early access

Cancel anytime.

No tiers to compare, no features held back. There’s no free tier to outgrow.

Best case, Kioku pays for itself: one caught return covers the year. Worst case, money stops slipping through the cracks.

And Kioku only gets sharper from here. Every receipt teaches it, and every Kioku user makes yours smarter.

Privacy

Your receipts, not your bank account

No bank login Never sold to anyone Encrypted sync Delete everything, any time

Kioku never asks for your bank credentials, and your data is never sold or shared with advertisers. It knows only what you choose to scan. Your history lives in your encrypted account, AI is used to read hard-to-scan receipts and answer the questions you ask, and you can delete everything whenever you want.

Coming soon to iPhone

Let your receipts start paying you back.

One scan per shopping trip. No bank login, no setup weekend. Leave your email and we’ll send you one message on launch day. Early access, nothing else.

No spam, no sharing. Just one email when Kioku is ready.